AVP - Credit Analyst Job at JCW, Bergen County, NJ

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  • JCW
  • Bergen County, NJ

Job Description

AVP – Credit Analyst

Location: Bergen County, NJ

Overview

A well-established community bank is seeking an experienced AVP – Credit Analyst to join its Commercial Lending team. The position is responsible for analyzing commercial loan applications and preparing detailed credit proposals that support sound lending decisions.

Responsibilities

  • Analyze customer financials, including cash flow, collateral, and repayment capacity.
  • Prepare credit recommendations and comprehensive loan write-ups for new and renewal transactions.
  • Partner with relationship managers to structure loans and assist with loan committee presentations.
  • Mentor junior credit analysts and support continuous process improvements in underwriting.

Requirements

  • Bachelor’s degree
  • Minimum of 3 years of experience in a commercial lending environment within a financial institution.
  • Strong knowledge of credit underwriting, financial statement analysis, and loan structuring.
  • Excellent written and verbal communication skills; proficiency in Microsoft Office.

Remuneration

  • Base Salary: $75,000 – $115,000

Job Tags

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